PRIVACY POLICY, CONSUMER PRIVACY NOTICE & DATA DISCLOSURE

1. Company Information

MyLifeInsuranceFinder™ is owned and operated by:

My Financial Outlook, LLC

150 S. Pine Island Road, Suite 300

Plantation, FL 33324

Email: support@myfinancialoutlook.com

Phone: (866) 778-3001

My Financial Outlook, LLC operates consumer education, marketing, lead-generation, recruiting, and financial-services information platforms.

My Financial Outlook, LLC is affiliated with WSJ Company Holdings, LLC d/b/a WSJ Brands ("WSJ Brands") and certain companies, brands, divisions, and business operations under common ownership, control, management, or branding.

For purposes of this Privacy Policy, "Affiliated Companies" may include WSJ Brands and entities under common ownership or control with My Financial Outlook, LLC, as applicable.

This Privacy Policy explains how My Financial Outlook, LLC collects, uses, processes, stores, discloses, and shares information obtained through MyLifeInsuranceFinder.com and related forms, advertisements, landing pages, communications, and services.

2. About MyLifeInsuranceFinder

MyLifeInsuranceFinder is a consumer education, marketing, and lead-generation platform designed to help consumers learn about life insurance and related financial protection solutions and connect with appropriately licensed professionals.

Unless expressly stated otherwise, MyLifeInsuranceFinder itself is not an insurance carrier, bank, mortgage lender, broker-dealer, registered investment adviser, accounting firm, tax adviser, or law firm.

Insurance products are offered only through appropriately licensed insurance producers or agencies.

Securities, investment advisory services, mortgage products, real estate brokerage services, and other regulated financial products or services, where applicable, are offered only through appropriately licensed or registered persons and entities.

Submission of information through this website does not constitute approval, acceptance, issuance of an insurance policy, extension of credit, investment recommendation, or establishment of an advisory, brokerage, fiduciary, legal, tax, or accounting relationship.

3. Information We May Collect

Depending upon how you interact with us, we may collect information that you provide directly, information generated automatically, and information received from service providers or marketing platforms. Information may include:

• First and last name
• Email address
• Telephone/mobile number
• State of residence
• Mailing address
• Age or date of birth
• Insurance interests
• Coverage interests
• Financial goals and interests
• Retirement interests
• Homeownership information
• Information concerning products or services you request
• Appointment information
• Communications with us
• Information entered into forms, questionnaires, surveys, or applications
• Referral source
• Advertising campaign information
• IP address
• Browser type
• Device identifiers
• Operating system
• Pages viewed
• Website interactions
• Cookie identifiers
• Advertising identifiers
• Approximate location derived from IP/device information
• CRM activity
• Email engagement
• SMS engagement
• Other information you voluntarily provide

We may also derive information from the information you provide, such as your apparent interests in particular products, services, or educational materials.

We do not ask consumers through ordinary marketing forms to provide highly sensitive information such as Social Security numbers, bank account credentials, passwords, or full payment-card information unless such information is specifically required through an appropriately secured process.

4. Information Collected Automatically

When you interact with our websites, advertisements, emails, or other digital services, we and our technology providers may automatically collect information through:

• Cookies
• Pixels
• Tags
• Web beacons
• Analytics technologies
• Advertising technologies
• CRM tracking
• Session technologies
• Similar technologies

This information may be used to:

• Operate the website
• Remember preferences
• Measure website performance
• Understand visitor behavior
• Attribute leads to advertising campaigns
• Measure advertising effectiveness
• Improve marketing
• Create or measure advertising audiences
• Detect fraud
• Maintain security

Third-party platforms such as Google, Meta, CRM providers, communications providers, analytics companies, and advertising platforms may process information according to their own terms and privacy policies.

5. How We Use Personal Information

We may use personal information for legitimate business purposes, including to:

• Respond to inquiries
• Provide requested information
• Provide educational information
• Determine the general nature of your request
• Match consumers with appropriately licensed professionals
• Route inquiries to participating providers
• Provide customer support
• Schedule consultations
• Maintain CRM records
• Manage leads
• Communicate about inquiries
• Operate our websites
• Personalize website experiences
• Improve our products and services
• Conduct analytics
• Measure advertising effectiveness
• Perform marketing attribution
• Conduct internal reporting
• Prevent fraud
• Protect our systems
• Maintain records
• Meet legal and regulatory requirements
• Enforce our agreements
• Develop new services
• Send marketing communications where permitted by applicable law and consent

6. WSJ Brands and Affiliated Companies

My Financial Outlook, LLC is affiliated with WSJ Company Holdings, LLC d/b/a WSJ Brands.

Where permitted by applicable law and consistent with applicable notices and consents, information collected through MyLifeInsuranceFinder may be shared with WSJ Brands and appropriate Affiliated Companies for purposes including:

• Centralized customer relationship management
• Lead management
• Customer support
• Business operations
• Compliance
• Analytics
• Fraud prevention and security
• Recordkeeping
• Marketing administration
• Determining which affiliated products or services may be relevant to an inquiry
• Connecting a consumer with an appropriately licensed or authorized affiliated company or professional
• Providing information about other products or services where the consumer has provided any consent required by applicable law

Affiliation does not mean that every WSJ Brands company automatically receives every consumer's information.

Information should be shared with an Affiliated Company based on legitimate operational purposes, the consumer's inquiry, applicable permissions and consents, and applicable law.

7. Cross-Brand Marketing

Where permitted by applicable law and based on any consent required, My Financial Outlook, LLC and appropriate Affiliated Companies may use information to communicate about products, services, educational resources, or opportunities that may be relevant to a consumer.

These could potentially relate to categories such as:

• Insurance
• Retirement
• Financial education
• Mortgage and home financing
• Home equity
• Commercial financing
• Business financing
• Real estate
• Consumer financial education
• Other products or services offered through participating Affiliated Companies

Receiving one type of service does not require a consumer to purchase another product or service from an Affiliated Company.

Where separate consent is legally required for a particular marketing channel, company, or purpose, we will seek that consent as required.

8. Licensed and Authorized Service Providers

When appropriate to fulfill a consumer's request, information may be disclosed to licensed or otherwise authorized third-party professionals and organizations, which may include:

• Insurance agents
• Insurance agencies
• Insurance carriers
• Mortgage professionals
• Mortgage brokers
• Mortgage lenders
• Real estate professionals
• Real estate brokerages
• Registered representatives
• Broker-dealers
• Registered investment advisers
• Financial professionals
• Commercial lenders
• Business financing providers
• Other providers relevant to a consumer's request

These organizations may independently determine how they process personal information and may have their own privacy notices.

9. Service Providers and Technology Partners

We may disclose information to vendors that help operate our business. These may include providers of:

• CRM systems
• Website hosting
• Cloud infrastructure
• Email services
• SMS and telecommunications
• Marketing automation
• Advertising
• Analytics
• Cybersecurity
• Data storage
• Customer support
• Scheduling
• Payment processing
• Website development
• Technical support
• Artificial intelligence and automation tools

We may authorize these providers to process information as reasonably necessary to provide services to us and subject to applicable contractual and legal requirements.

10. Sale, Sharing and Targeted Advertising

My Financial Outlook, LLC does not sell personal information for money simply because a consumer submits an inquiry through MyLifeInsuranceFinder.

However, depending on applicable state privacy law, certain disclosures of personal information to advertising, analytics, marketing, referral, or other business partners may be legally defined as a "sale," "sharing," or processing for "targeted advertising," even when no money is exchanged for the information.

Where applicable, consumers may have the right to opt out of such activities. We will honor applicable consumer privacy rights as required by law.

11. Email Communications

Where permitted by law, we may send emails concerning:

• An inquiry
• An appointment
• Requested information
• Educational information
• Customer service
• Relevant products or services
• Promotional information

Marketing emails will include an appropriate method for unsubscribing.

Unsubscribing from promotional emails does not necessarily prevent transactional or service-related communications that are necessary to respond to an existing request or relationship.

12. SMS/Text Messaging

Where a consumer has provided any consent required by applicable law, My Financial Outlook, LLC and the specifically disclosed parties may send text messages concerning the consumer's inquiry, appointment, requested information, or marketing communications.

Message frequency varies. Message and data rates may apply. Consumers may reply STOP to opt out of applicable text messages and HELP for assistance where supported. Consent to receive marketing text messages is not a condition of purchasing goods or services.

Revoking SMS consent does not necessarily revoke other legally permitted methods of communication.

13. Telephone Communications

Where permitted by applicable law and based on any consent required, consumers may receive telephone calls regarding their inquiries or requested services.

Calls may be made by appropriately authorized representatives or participating providers.

Any use of automated dialing, prerecorded/artificial voice, or other regulated communication technology will be subject to applicable legal requirements and required consent.

14. Cookies and Advertising Technologies

We may use first-party and third-party cookies and similar technologies.

Consumers can manage certain cookies through their browser settings and, where provided, our cookie-management tools. Blocking cookies may affect certain website functions.

15. Consumer Privacy Rights

Depending upon where you reside and the applicability of state law, you may have certain rights concerning your personal information. These may include the right to:

• Know whether personal information is being processed
• Access personal information
• Correct inaccurate information
• Delete certain personal information
• Obtain a portable copy of certain information
• Obtain information about categories of information collected
• Obtain information about categories of recipients
• Opt out of certain targeted advertising
• Opt out of certain sales or sharing
• Limit certain processing of sensitive information where applicable
• Appeal certain privacy decisions
• Not receive unlawful discriminatory treatment for exercising applicable privacy rights

Not every privacy statute applies to every company or consumer. We will honor applicable privacy rights as required by law.

16. Exercising Your Privacy Choices

Consumers may submit applicable privacy requests through:

Email: support@myfinancialoutlook.com

Phone: (866) 778-3001

Mail: My Financial Outlook, LLC, 150 S. Pine Island Road, Suite 300, Plantation, FL 33324

We may take reasonable steps to verify a request before providing, correcting, or deleting personal information. Authorized-agent requests may be processed where required by applicable law and subject to appropriate verification.

17. Data Retention

We retain personal information for as long as reasonably necessary for the purposes for which it was collected, including:

• Responding to inquiries
• Providing services
• Maintaining business records
• Customer relationship management
• Compliance
• Dispute resolution
• Fraud prevention
• Security
• Enforcing agreements
• Meeting legal or regulatory obligations

Retention periods may vary based on the nature of the information, the relationship with the consumer, and applicable legal requirements.

18. Data Security

We use reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, disclosure, alteration, destruction, or misuse.

However, no internet transmission, information system, or storage method can be guaranteed to be completely secure.

19. Business Transfers

If My Financial Outlook, LLC, MyLifeInsuranceFinder, WSJ Brands, or relevant business assets are involved in a merger, acquisition, financing, restructuring, reorganization, bankruptcy, sale, or transfer, information may be disclosed or transferred as part of that transaction, subject to applicable law.

20. Legal Disclosures

We may disclose information when we reasonably believe disclosure is necessary or appropriate to:

• Comply with applicable law
• Respond to subpoenas, court orders, or lawful government requests
• Protect our legal rights
• Enforce agreements
• Investigate suspected fraud
• Prevent security incidents
• Protect users, employees, companies, or others
• Meet regulatory requirements

21. Children's Privacy

MyLifeInsuranceFinder is not directed to children under 13, and we do not knowingly solicit personal information directly from children under 13 through this website.

If we become aware that such information has been collected improperly, we will take reasonable steps to delete it as required by applicable law.

22. Third-Party Websites

Our websites may link to third-party websites. My Financial Outlook, LLC does not control the privacy practices of independent third-party websites. Consumers should review the privacy policies of those organizations before providing information directly to them.

23. Financial and Insurance Disclaimer

Information provided by MyLifeInsuranceFinder is for general educational and informational purposes.

Nothing on the website should be construed as individualized:

• Insurance advice
• Investment advice
• Securities advice
• Mortgage advice
• Legal advice
• Accounting advice
• Tax advice

Insurance eligibility, premiums, benefits, underwriting decisions, and policy availability are determined by applicable insurance carriers and licensed professionals.

No insurance coverage is effective unless and until issued by an authorized insurance carrier in accordance with its requirements.

24. Investment and Securities Disclosure

MyLifeInsuranceFinder and My Financial Outlook, LLC do not provide securities or investment advisory services through this website unless expressly disclosed otherwise.

Securities may only be offered through appropriately registered broker-dealers and registered representatives.

Investment advisory services may only be provided through appropriately registered investment advisers and their authorized persons.

Nothing on MyLifeInsuranceFinder should be interpreted as a recommendation to purchase, sell, or hold a security.

25. No Guarantee of Results

Submitting information does not guarantee:

• Insurance eligibility
• Policy issuance
• Insurance premiums
• Investment performance
• Financing approval
• Mortgage approval
• Interest rates
• Real estate results
• Business funding
• Financial outcomes

Products, rates, eligibility, underwriting requirements, availability, and terms may vary.

26. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in:

• Business practices
• Technology
• Affiliated Companies
• Products and services
• Legal requirements
• Privacy practices

The updated policy will identify its effective or last-updated date. Where applicable law requires additional notice or consent for a material change, we will provide it.

27. Contact Us

My Financial Outlook, LLC

d/b/a MyLifeInsuranceFinder

150 S. Pine Island Road, Suite 300

Plantation, FL 33324

Email: support@myfinancialoutlook.com

Phone: (866) 778-3001

Affiliated Holding / Management Company:

WSJ Company Holdings, LLC d/b/a WSJ Brands

Website: WSJBrands.com

Email: info@wsjbrands.com

Website Form Consent Language

The following disclosure should appear directly under the Submit button or other lead-form call-to-action: